Can You Find Low Mobile Home Insurance Rates?
We make a lot of home insurnace discounts, but have not talked much about mobile home policies. Some insurers do offer price breaks for people who take steps to make their mobile homes safer or cut insurnace costs in other ways. These could apply to manufactured homes, or to homes that are meant to be pulled behind a truck, so the subject covers a broad area.
- Tie-Down Discount – Is your own mobile home tied down or anchored to the ground so it is not really mobile? This should earn a discount of, at least, ten percent.
- Original Owner – The original owner of a mobile home, purchased new, usually gets a break of 20%. Sometimes this only applies if the purchase was made in the last 5 years.
- 55+ Moblie Home Disccounts – Are older owners also safer owners. Some insurers must think so because they will offer another 10-20 percent discount for older customers.
- Protecting Your Home – Things like fire and burglar alarms, deadbolts, etc. can help you save another 15%, plus make your mobile home safer!
If you purchased mobile home coverage, but are not sure that your agent or company took these things into account, it may be time to shop around.
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